Does the Bank of America statement have to be a downloaded PDF, or can I use a scan or photo?

Both work. A statement downloaded from Bank of America is read from its text and is the most reliable. A scan or a phone photo is read on your device with OCR and checked so the totals reconcile.

Is my Bank of America statement uploaded anywhere?

No. The file is opened by code running in your browser and never transmitted. The byte counter on the page shows zero throughout.

What does the Excel file contain?

Date, description, and the signed amount — purchases as negative, payments and credits as positive — plus the running balance when the statement prints one.

How many statements are free?

Three a month, with every export format. Pro removes the limit.

Convert Bank of America credit card statement to Excel

To convert your Bank of America credit card statement to Excel, drop the PDF below. LedgerClip rebuilds the transaction table on your device and gives you an Excel workbook that gives you numeric amounts you can total and filter straight away. Nothing is uploaded.

Drop your Bank of America credit card statement here

or choose a file — PDF, scan, or photo

Exports to CSV, Excel, QuickBooks, Xero, Wave, OFX and QIF

On your device

Statements are read here in your browser. Nothing is sent to a server.

0bytes uploaded

Statement format

Bank of America statements download as text PDFs that parse directly; a scan or photo works too via on-device OCR.

Good to know

Bank of America keeps up to seven years of credit-card statements in Online and Mobile Banking, and lets you download, print, or email any statement.

Also exports

CSV, QuickBooks

Getting your Bank of America credit card statement

Sign in to Online Banking, open the card’s Account details, and use the Statements & Documents tab; in the Mobile Banking app choose the card, then Statements & Documents under Account Management. It downloads as a text PDF that LedgerClip reads directly, and a scan or photo works too. See Bank of America's official statement help.

What you get

Each transaction becomes one row with the posting date, the description exactly as Bank of America printed it, the amount with the right sign, and the running balance. The opening and closing balances are checked against the total so an incomplete extraction is caught before import. On a credit card, purchases come out as negative amounts (money spent) and payments or credits as positive, and the QBO export is written as a credit-card account so QuickBooks files it correctly.

Other formats

Also available for Bank of America: CSV, QuickBooks (QBO).

Questions

Does the Bank of America statement have to be a downloaded PDF, or can I use a scan or photo?: Both work. A statement downloaded from Bank of America is read from its text and is the most reliable. A scan or a phone photo is read on your device with OCR and checked so the totals reconcile.
Is my Bank of America statement uploaded anywhere?: No. The file is opened by code running in your browser and never transmitted. The byte counter on the page shows zero throughout.
What does the Excel file contain?: Date, description, and the signed amount — purchases as negative, payments and credits as positive — plus the running balance when the statement prints one.
How many statements are free?: Three a month, with every export format. Pro removes the limit.

Convert another card

LedgerClip reads credit-card statements from every major issuer — also convert American Express, Discover, Capital One to Excel, or see every supported bank and card. Need the Bank of America bank statement instead? Convert the Bank of America bank statement.

If your Bank of America statement does not parse, report it and the layout is added within days. Updated September 2026.