Convert Citi statement to Xero
To convert a Citi statement to Xero, download the PDF from Citi, drop it into the converter below, and click Xero. LedgerClip rebuilds every transaction on your device — nothing is uploaded — and checks the totals reconcile before you save a Xero-ready CSV that imports through Xero’s bank statement import.
Drop your Citi statement here
or choose a file — PDF, scan, or photo
Statements are read here in your browser. Nothing is sent to a server.
0bytes uploaded
Statement format
Confirmed — Citi's downloaded statements are text PDFs that parse directly.
QuickBooks institution ID
Uses a QuickBooks-accepted default ID that works for any account.
Also exports
How do I convert a Citi statement to Xero?
- Download the Citi statement PDF. Go to Statements & Documents, pick the account and statement date, then Download as PDF.
- Convert it on your device. Drop the PDF into the converter on this page. LedgerClip rebuilds the transactions in your browser — nothing is uploaded — checks the totals reconcile, then lets you save a Xero-ready CSV.
- Import into Xero. In Xero, open Accounting then Bank accounts and select the account. Choose Manage account, then Import a statement, and pick the CSV. Confirm the Date, Amount and Description columns map to Xero’s fields, then import.
Where do I download my Citi statement?
Go to Statements & Documents, pick the account and statement date, then Download as PDF. Citi statements downloaded this way are text PDFs and parse directly. A scan or photo also works, read on your device with OCR. See Citi's official statement help.
How do I import the Xero file into Xero?
- In Xero, open Accounting then Bank accounts and select the account.
- Choose Manage account, then Import a statement, and pick the CSV.
- Confirm the Date, Amount and Description columns map to Xero’s fields, then import.
LedgerClip writes the single signed Amount column Xero expects (money out negative, money in positive), so you skip Xero’s manual column setup — just check the date format matches your Xero organisation (US M/D vs UK D/M).
What's in the Xero file?
Each transaction becomes one row with the posting date, the description exactly as Citi printed it, the amount with the right sign, and the running balance when the statement prints one. The opening and closing balances are checked against the total, so an incomplete extraction is caught before you import.
Is my Citi statement uploaded anywhere?
No. The PDF is opened by code running in your browser and never leaves your device — the byte counter on the converter above stays at zero the whole time. There is no account and no sign-up to convert.
Frequently asked questions
- Does the Citi statement have to be a downloaded PDF, or can I use a scan or photo?
- Both work. A statement downloaded from Citi online banking is read from its text and is the most reliable. A scan or a phone photo is read on your device with OCR and checked so the totals reconcile.
- Is my Citi statement uploaded?
- No. The file is opened by code running in your browser and never transmitted. The byte counter on the page shows zero throughout.
- What does the Xero file contain?
- Date, description, signed amount (deposits positive, withdrawals negative) and the running balance when the statement prints one.
- How many statements are free?
- Three a month, with every export format. Pro removes the limit.
Convert another bank
LedgerClip reads 24 banks — also convert U.S. Bank, Capital One, PNC to Xero, or see every supported bank and card. Also have the Citi credit card? Convert the Citi credit card statement.
Also available for Citi: CSV, Excel, QuickBooks, Wave, Google Sheets. If your Citi statement does not parse, report it and the layout is added within days. Updated .