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Convert Citi credit card statement to Wave

To convert a Citi credit card statement to Wave, download the PDF from Citi, drop it into the converter below, and click Wave. LedgerClip rebuilds every transaction on your device — nothing is uploaded — and checks the totals reconcile before you save a Wave-ready CSV that uploads on Wave’s statement import screen.

Citicredit card statement · PDFOn your device0 bytes uploadedWaveCSV file
Citi credit card statement → read on your device → CSV file ready for Wave. Nothing is uploaded.

Drop your Citi credit card statement here

or choose a file — PDF, scan, or photo

Exports to CSV, Excel, QuickBooks, Xero, Wave, OFX and QIF
On your device

Statements are read here in your browser. Nothing is sent to a server.

0bytes uploaded

QuickBooks file details

QuickBooks only accepts .qbo files that name a supported bank. Pick yours, or keep the default, which QuickBooks accepts for any account.

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Statement format

Citi statements download as text PDFs that parse directly; a scan or photo works too via on-device OCR.

Good to know

Citi offers the current and past 12 months as PDF, Quicken, and Microsoft Money downloads, and its statements break out an Account Activity Summary, Transactions, Interest & Fees, and a Rewards Summary.

Also exports

CSV, Excel, QuickBooks, Xero, Google Sheets

How do I convert a Citi credit card statement to Wave?

  1. Download the Citi credit card statement PDF. Log in to Citi Online, open the card, click the Statements (PDF) link, choose the statement date, and download; statements older than 12 months may need to be requested.
  2. Convert it on your device. Drop the PDF into the converter on this page. LedgerClip rebuilds the transactions in your browser — nothing is uploaded — checks the totals reconcile, then lets you save a Wave-ready CSV.
  3. Import into Wave. In Wave, open Accounting then Transactions. Click Upload a bank statement and select the CSV. Review the imported rows and categorise them into your chart of accounts.

Where do I download my Citi credit card statement?

Log in to Citi Online, open the card, click the Statements (PDF) link, choose the statement date, and download; statements older than 12 months may need to be requested. It downloads as a text PDF that LedgerClip reads directly, and a scan or photo works too. See Citi's official statement help.

How do I import the Wave file into Wave?

  1. In Wave, open Accounting then Transactions.
  2. Click Upload a bank statement and select the CSV.
  3. Review the imported rows and categorise them into your chart of accounts.

Wave accepts a CSV with date, description and amount columns; because LedgerClip already signs the amount, Wave books each row as the correct debit or credit instead of asking you to fix the direction.

What's in the Wave file?

Each transaction becomes one row with the posting date, the description exactly as Citi printed it, the amount with the right sign, and the running balance when the statement prints one. The opening and closing balances are checked against the total, so an incomplete extraction is caught before you import. On a credit card, purchases come out as negative amounts and payments or credits as positive, and the QuickBooks export is written as a credit-card account so QuickBooks files it correctly.

Is my Citi credit card statement uploaded anywhere?

No. The PDF is opened by code running in your browser and never leaves your device — the byte counter on the converter above stays at zero the whole time. There is no account and no sign-up to convert.

Frequently asked questions

Does the Citi statement have to be a downloaded PDF, or can I use a scan or photo?
Both work. A statement downloaded from Citi is read from its text and is the most reliable. A scan or a phone photo is read on your device with OCR and checked so the totals reconcile.
Is my Citi statement uploaded anywhere?
No. The file is opened by code running in your browser and never transmitted. The byte counter on the page shows zero throughout.
What does the Wave file contain?
Date, description, and the signed amount — purchases as negative, payments and credits as positive — plus the running balance when the statement prints one.
How many statements are free?
Three a month, with every export format. Pro removes the limit.

Convert another card

LedgerClip reads credit-card statements from every major issuer — also convert Bank of America, Wells Fargo, U.S. Bank to Wave, or see every supported bank and card. Need the Citi bank statement instead? Convert the Citi bank statement.

Also available for Citi: CSV, Excel, QuickBooks, Xero, Google Sheets. If your Citi statement does not parse, report it and the layout is added within days. Updated .