Does the Discover statement have to be a downloaded PDF, or can I use a scan or photo?

Both work. A statement downloaded from Discover online banking is read from its text and is the most reliable. A scan or a phone photo is read on your device with OCR and checked so the totals reconcile.

What does the QuickBooks (QBO) file contain?

An OFX 1.02 Web Connect file with a registered bank ID, a stable ID per transaction, and the closing balance, which is what QuickBooks expects.

How many statements are free?

Three a month, with every export format. Pro removes the limit.

Convert Discover statement to QuickBooks (QBO)

To convert a Discover statement to QuickBooks, download the PDF from Discover, drop it into the converter below, and click QBO. LedgerClip rebuilds every transaction on your device — nothing is uploaded — and checks the totals reconcile before you save a QuickBooks Web Connect file (.qbo) that imports into QuickBooks Online and QuickBooks Desktop as bank transactions.

Discover statement → read on your device → .qbo file ready for QuickBooks. Nothing is uploaded.

Drop your Discover statement here

or choose a file — PDF, scan, or photo

Exports to CSV, Excel, QuickBooks, Xero, Wave, OFX and QIF

On your device

Statements are read here in your browser. Nothing is sent to a server.

0bytes uploaded

Statement format

Discover statements download as text PDFs that parse directly; a scan or photo works too via on-device OCR.

QuickBooks institution ID

Uses a QuickBooks-accepted default ID that works for any account.

Also exports

CSV, Excel, Xero, Wave, Google Sheets

How do I convert a Discover statement to QuickBooks?

Download the Discover statement PDF. Go to Statements, choose the statement period and select Download PDF.
Convert it on your device. Drop the PDF into the converter on this page. LedgerClip rebuilds the transactions in your browser — nothing is uploaded — checks the totals reconcile, then lets you save a QuickBooks Web Connect file (.qbo).
Import into QuickBooks. In QuickBooks Online, open Transactions then Bank transactions, click the account, and choose Upload from file — or in QuickBooks Desktop, File then Import then Web Connect (.qbo). Select the .qbo file LedgerClip produced. Review the imported transactions in For review, then add or match them.

Where do I download my Discover statement?

Go to Statements, choose the statement period and select Download PDF. A downloaded PDF parses directly; a scan or photo also works, read on your device with OCR. See Discover's official statement help.

How do I import the QuickBooks file into QuickBooks?

In QuickBooks Online, open Transactions then Bank transactions, click the account, and choose Upload from file — or in QuickBooks Desktop, File then Import then Web Connect (.qbo).
Select the .qbo file LedgerClip produced.
Review the imported transactions in For review, then add or match them.

The .qbo carries a stable ID per transaction, so if you import the same month twice QuickBooks recognises the duplicates and skips them instead of doubling your books.

What's in the QuickBooks file?

Each transaction becomes one row with the posting date, the description exactly as Discover printed it, the amount with the right sign, and the running balance when the statement prints one. The opening and closing balances are checked against the total, so an incomplete extraction is caught before you import.

The file uses a QuickBooks-accepted default institution ID that imports cleanly for any account.

Is my Discover statement uploaded anywhere?

No. The PDF is opened by code running in your browser and never leaves your device — the byte counter on the converter above stays at zero the whole time. There is no account and no sign-up to convert.

Frequently asked questions

Does the Discover statement have to be a downloaded PDF, or can I use a scan or photo?: Both work. A statement downloaded from Discover online banking is read from its text and is the most reliable. A scan or a phone photo is read on your device with OCR and checked so the totals reconcile.
Is my Discover statement uploaded?: No. The file is opened by code running in your browser and never transmitted. The byte counter on the page shows zero throughout.
What does the QuickBooks (QBO) file contain?: An OFX 1.02 Web Connect file with a registered bank ID, a stable ID per transaction, and the closing balance, which is what QuickBooks expects.
How many statements are free?: Three a month, with every export format. Pro removes the limit.

Convert another bank

LedgerClip reads 24 banks — also convert American Express, Chime, SoFi to QuickBooks, or see every supported bank and card. Also have the Discover credit card? Convert the Discover credit card statement.

Also available for Discover: CSV, Excel, Xero, Wave, Google Sheets. If your Discover statement does not parse, report it and the layout is added within days. Updated September 2026.