Convert Discover statement to Xero
To convert a Discover statement to Xero, download the PDF from Discover, drop it into the converter below, and click Xero. LedgerClip rebuilds every transaction on your device — nothing is uploaded — and checks the totals reconcile before you save a Xero-ready CSV that imports through Xero’s bank statement import.
Drop your Discover statement here
or choose a file — PDF, scan, or photo
Statements are read here in your browser. Nothing is sent to a server.
0bytes uploaded
Statement format
Discover statements download as text PDFs that parse directly; a scan or photo works too via on-device OCR.
QuickBooks institution ID
Uses a QuickBooks-accepted default ID that works for any account.
Also exports
How do I convert a Discover statement to Xero?
- Download the Discover statement PDF. Go to Statements, choose the statement period and select Download PDF.
- Convert it on your device. Drop the PDF into the converter on this page. LedgerClip rebuilds the transactions in your browser — nothing is uploaded — checks the totals reconcile, then lets you save a Xero-ready CSV.
- Import into Xero. In Xero, open Accounting then Bank accounts and select the account. Choose Manage account, then Import a statement, and pick the CSV. Confirm the Date, Amount and Description columns map to Xero’s fields, then import.
Where do I download my Discover statement?
Go to Statements, choose the statement period and select Download PDF. A downloaded PDF parses directly; a scan or photo also works, read on your device with OCR. See Discover's official statement help.
How do I import the Xero file into Xero?
- In Xero, open Accounting then Bank accounts and select the account.
- Choose Manage account, then Import a statement, and pick the CSV.
- Confirm the Date, Amount and Description columns map to Xero’s fields, then import.
LedgerClip writes the single signed Amount column Xero expects (money out negative, money in positive), so you skip Xero’s manual column setup — just check the date format matches your Xero organisation (US M/D vs UK D/M).
What's in the Xero file?
Each transaction becomes one row with the posting date, the description exactly as Discover printed it, the amount with the right sign, and the running balance when the statement prints one. The opening and closing balances are checked against the total, so an incomplete extraction is caught before you import.
Is my Discover statement uploaded anywhere?
No. The PDF is opened by code running in your browser and never leaves your device — the byte counter on the converter above stays at zero the whole time. There is no account and no sign-up to convert.
Frequently asked questions
- Does the Discover statement have to be a downloaded PDF, or can I use a scan or photo?
- Both work. A statement downloaded from Discover online banking is read from its text and is the most reliable. A scan or a phone photo is read on your device with OCR and checked so the totals reconcile.
- Is my Discover statement uploaded?
- No. The file is opened by code running in your browser and never transmitted. The byte counter on the page shows zero throughout.
- What does the Xero file contain?
- Date, description, signed amount (deposits positive, withdrawals negative) and the running balance when the statement prints one.
- How many statements are free?
- Three a month, with every export format. Pro removes the limit.
Convert another bank
LedgerClip reads 24 banks — also convert American Express, Chime, SoFi to Xero, or see every supported bank and card. Also have the Discover credit card? Convert the Discover credit card statement.
Also available for Discover: CSV, Excel, QuickBooks, Wave, Google Sheets. If your Discover statement does not parse, report it and the layout is added within days. Updated .