Does the Discover statement have to be a downloaded PDF, or can I use a scan or photo?

Both work. A statement downloaded from Discover is read from its text and is the most reliable. A scan or a phone photo is read on your device with OCR and checked so the totals reconcile.

Is my Discover statement uploaded anywhere?

No. The file is opened by code running in your browser and never transmitted. The byte counter on the page shows zero throughout.

What does the Excel file contain?

Date, description, and the signed amount — purchases as negative, payments and credits as positive — plus the running balance when the statement prints one.

How many statements are free?

Three a month, with every export format. Pro removes the limit.

Convert Discover credit card statement to Excel

To convert your Discover credit card statement to Excel, drop the PDF below. LedgerClip rebuilds the transaction table on your device and gives you an Excel workbook that gives you numeric amounts you can total and filter straight away. Nothing is uploaded.

Drop your Discover credit card statement here

or choose a file — PDF, scan, or photo

Exports to CSV, Excel, QuickBooks, Xero, Wave, OFX and QIF

On your device

Statements are read here in your browser. Nothing is sent to a server.

0bytes uploaded

Statement format

Discover statements download as text PDFs that parse directly; a scan or photo works too via on-device OCR.

Good to know

The Discover mobile app shows only the last 20 posted transactions, while Discover.com keeps up to 24 months of activity and seven years of statements — download the full PDF from the website for a complete month.

Also exports

CSV, QuickBooks

Getting your Discover credit card statement

Sign in to Discover.com or the Discover app, open Statements in the Account Center, and download the statement as PDF. It downloads as a text PDF that LedgerClip reads directly, and a scan or photo works too. See Discover's official statement help.

What you get

Each transaction becomes one row with the posting date, the description exactly as Discover printed it, the amount with the right sign, and the running balance. The opening and closing balances are checked against the total so an incomplete extraction is caught before import. On a credit card, purchases come out as negative amounts (money spent) and payments or credits as positive, and the QBO export is written as a credit-card account so QuickBooks files it correctly.

Other formats

Also available for Discover: CSV, QuickBooks (QBO).

Questions

Does the Discover statement have to be a downloaded PDF, or can I use a scan or photo?: Both work. A statement downloaded from Discover is read from its text and is the most reliable. A scan or a phone photo is read on your device with OCR and checked so the totals reconcile.
Is my Discover statement uploaded anywhere?: No. The file is opened by code running in your browser and never transmitted. The byte counter on the page shows zero throughout.
What does the Excel file contain?: Date, description, and the signed amount — purchases as negative, payments and credits as positive — plus the running balance when the statement prints one.
How many statements are free?: Three a month, with every export format. Pro removes the limit.

Convert another card

LedgerClip reads credit-card statements from every major issuer — also convert Capital One, Chase, Citi to Excel, or see every supported bank and card. Need the Discover bank statement instead? Convert the Discover bank statement.

If your Discover statement does not parse, report it and the layout is added within days. Updated September 2026.